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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,893 | $138,102-69.7% | $125,381-66.6% | $134,532-68.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -51.27% | 750.73%-802.0pp | 572.31%-623.6pp | 418.27%-469.5pp |
| Employer contribution / active EE | $15,580 | $5,245+197.0% | $4,815+223.6% | $4,741+228.6% |
| Participant deferral / active EE | $9,835 | $7,801+26.1% | $7,448+32.1% | $6,401+53.6% |
| Admin fee / account holder | $513 | $11,568-95.6% | $10,007-94.9% | $11,429-95.5% |