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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,676 | $148,623-59.8% | $135,974-56.1% | $139,466-57.2% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.6pp |
| Annual return | 19.11% | 79.30%-60.2pp | 68.30%-49.2pp | 373.66%-354.6pp |
| Employer contribution / active EE | $7,083 | $5,246+35.0% | $4,859+45.8% | $4,754+49.0% |
| Participant deferral / active EE | $6,820 | $8,103-15.8% | $7,760-12.1% | $6,712+1.6% |
| Admin fee / account holder | $16,436 | $12,406+32.5% | $10,767+52.7% | $11,409+44.1% |