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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,144 | $157,296-98.0% | $141,191-97.8% | $152,897-97.9% |
| Participation rate | 88.9% | 84.8%+4.1pp | 82.5%+6.4pp | 82.5%+6.4pp |
| Annual return | 0.00% | 64.34%-64.3pp | 71.41%-71.4pp | 345.43%-345.4pp |
| Employer contribution / active EE | $766 | $5,262-85.4% | $4,736-83.8% | $4,764-83.9% |
| Participant deferral / active EE | $2,874 | $7,111-59.6% | $6,710-57.2% | $5,851-50.9% |
| Admin fee / account holder | $382 | $12,125-96.9% | $10,264-96.3% | $11,599-96.7% |