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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,800 | $69,118-74.2% | $53,647-66.8% | $138,895-87.2% |
| Participation rate | 20.0% | 64.0%-44.0pp | 56.3%-36.3pp | 79.9%-59.9pp |
| Annual return | 19.55% | 248.26%-228.7pp | 358.33%-338.8pp | 145.39%-125.8pp |
| Employer contribution / active EE | $0 | $1,189-100.0% | $962-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $747 | $2,274-67.2% | $1,813-58.8% | $6,396-88.3% |
| Admin fee / account holder | $53 | $2,724-98.1% | $2,460-97.8% | $12,562-99.6% |