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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,317 | $115,810-68.6% | $101,271-64.1% | $158,966-77.2% |
| Participation rate | 77.8% | 79.4%-1.6pp | 75.8%+2.0pp | 82.0%-4.2pp |
| Annual return | 21.97% | 56.15%-34.2pp | 46.48%-24.5pp | 302.95%-281.0pp |
| Employer contribution / active EE | $1,886 | $4,175-54.8% | $3,660-48.5% | $4,762-60.4% |
| Participant deferral / active EE | $3,207 | $4,958-35.3% | $4,371-26.6% | $5,983-46.4% |
| Admin fee / account holder | $1,305 | $7,248-82.0% | $5,948-78.1% | $11,250-88.4% |