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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,914 | $107,363-75.9% | $92,909-72.1% | $152,897-83.1% |
| Participation rate | 63.6% | 79.8%-16.2pp | 76.0%-12.4pp | 82.5%-18.8pp |
| Annual return | 26.50% | 145.63%-119.1pp | 109.44%-82.9pp | 345.43%-318.9pp |
| Employer contribution / active EE | $1,380 | $4,222-67.3% | $3,653-62.2% | $4,764-71.0% |
| Participant deferral / active EE | $2,331 | $4,848-51.9% | $4,238-45.0% | $5,851-60.2% |
| Admin fee / account holder | $343 | $7,082-95.2% | $5,795-94.1% | $11,599-97.0% |