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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,866 | $174,018-43.8% | $136,833-28.5% | $198,609-50.7% |
| Participation rate | 62.5% | 65.1%-2.6pp | 59.0%+3.5pp | 82.4%-19.9pp |
| Annual return | 24.98% | 35.16%-10.2pp | 35.32%-10.3pp | 202.70%-177.7pp |
| Employer contribution / active EE | $1,174 | $1,571-25.3% | $1,319-11.0% | $5,055-76.8% |
| Participant deferral / active EE | $2,258 | $2,873-21.4% | $2,441-7.5% | $6,977-67.6% |
| Admin fee / account holder | $1,527 | $5,434-71.9% | $4,706-67.6% | $19,030-92.0% |