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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,866 | $67,823+44.3% | $52,425+86.7% | $137,256-28.7% |
| Participation rate | 62.5% | 63.9%-1.4pp | 55.6%+6.9pp | 80.0%-17.5pp |
| Annual return | 24.98% | 219.11%-194.1pp | 302.12%-277.1pp | 220.34%-195.4pp |
| Employer contribution / active EE | $1,174 | $1,163+0.9% | $914+28.4% | $4,156-71.8% |
| Participant deferral / active EE | $2,258 | $2,288-1.3% | $1,790+26.1% | $6,407-64.8% |
| Admin fee / account holder | $1,527 | $2,844-46.3% | $2,495-38.8% | $12,270-87.6% |