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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,264 | $105,145-85.5% | $94,664-83.9% | $139,466-89.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 144.70% | 38.09%+106.6pp | 156.84%-12.1pp | 373.66%-229.0pp |
| Employer contribution / active EE | $8,240 | $4,107+100.6% | $3,673+124.3% | $4,754+73.3% |
| Participant deferral / active EE | $13,678 | $7,599+80.0% | $7,417+84.4% | $6,712+103.8% |
| Admin fee / account holder | $5,129 | $8,972-42.8% | $7,222-29.0% | $11,409-55.0% |