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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,903 | $71,873-61.2% | $86,698-67.8% | $68,490-59.3% |
| Participation rate | 44.1% | 72.2%-28.1pp | 76.6%-32.5pp | 67.9%-23.8pp |
| Annual return | -17.76% | 3.54%-21.3pp | 35.96%-53.7pp | -7.85%-9.9pp |
| Employer contribution / active EE | $1,141 | $2,173-47.5% | $2,837-59.8% | $2,597-56.1% |
| Participant deferral / active EE | $2,573 | $3,779-31.9% | $4,656-44.7% | $4,028-36.1% |
| Admin fee / account holder | $2,322 | $6,110-62.0% | $7,492-69.0% | $5,403-57.0% |