Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,467 | $72,492-67.6% | $87,104-73.1% | $72,975-67.8% |
| Participation rate | 20.0% | 72.8%-52.8pp | 76.9%-56.9pp | 69.5%-49.5pp |
| Annual return | 27.10% | 24.46%+2.6pp | 28.19%-1.1pp | 81.01%-53.9pp |
| Employer contribution / active EE | $764 | $1,894-59.7% | $2,521-69.7% | $2,440-68.7% |
| Participant deferral / active EE | $2,205 | $3,270-32.5% | $4,048-45.5% | $3,608-38.9% |
| Admin fee / account holder | $949 | $5,055-81.2% | $7,491-87.3% | $5,124-81.5% |