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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,702 | $174,379-57.7% | $152,093-51.5% | $138,895-46.9% |
| Participation rate | 56.3% | 81.6%-25.4pp | 77.8%-21.5pp | 79.9%-23.7pp |
| Annual return | 18.86% | 74.86%-56.0pp | 66.36%-47.5pp | 145.39%-126.5pp |
| Employer contribution / active EE | $1,321 | $4,652-71.6% | $4,175-68.3% | $4,194-68.5% |
| Participant deferral / active EE | $3,946 | $6,159-35.9% | $5,451-27.6% | $6,396-38.3% |
| Admin fee / account holder | $151 | $16,880-99.1% | $14,497-99.0% | $12,562-98.8% |