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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,573 | $85,766-58.5% | $136,298-73.9% | $70,126-49.3% |
| Participation rate | 92.9% | 74.2%+18.7pp | 81.9%+10.9pp | 69.5%+23.3pp |
| Annual return | 15.17% | 31.46%-16.3pp | 5156.27%-5141.1pp | 73.15%-58.0pp |
| Employer contribution / active EE | $1,903 | $2,966-35.8% | $4,696-59.5% | $2,343-18.8% |
| Participant deferral / active EE | $4,878 | $5,051-3.4% | $6,247-21.9% | $3,332+46.4% |
| Admin fee / account holder | $1,145 | $5,421-78.9% | $9,244-87.6% | $4,645-75.3% |