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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,171 | $70,366+62.3% | $66,674+71.2% | $138,895-17.8% |
| Participation rate | 50.0% | 76.2%-26.2pp | 73.7%-23.7pp | 79.9%-29.9pp |
| Annual return | 79.84% | 386.41%-306.6pp | 321.24%-241.4pp | 145.39%-65.6pp |
| Employer contribution / active EE | $0 | $2,765-100.0% | $2,620-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $10,649 | $4,374+143.5% | $4,084+160.7% | $6,396+66.5% |
| Admin fee / account holder | $3,858 | $5,262-26.7% | $5,098-24.3% | $12,562-69.3% |