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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,553 | $162,136-42.3% | $152,301-38.6% | $154,746-39.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 17.81% | 91.02%-73.2pp | 80.50%-62.7pp | 172.34%-154.5pp |
| Employer contribution / active EE | $9,980 | $4,890+104.1% | $4,624+115.8% | $4,379+127.9% |
| Participant deferral / active EE | $15,085 | $8,341+80.9% | $8,004+88.5% | $6,730+124.1% |
| Admin fee / account holder | $537 | $15,759-96.6% | $14,398-96.3% | $14,365-96.3% |