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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,732 | $148,623-82.7% | $135,974-81.1% | $139,466-81.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 35.32% | 79.30%-44.0pp | 68.30%-33.0pp | 373.66%-338.3pp |
| Employer contribution / active EE | $8,675 | $5,246+65.4% | $4,859+78.5% | $4,754+82.5% |
| Participant deferral / active EE | $15,443 | $8,103+90.6% | $7,760+99.0% | $6,712+130.1% |
| Admin fee / account holder | $341 | $12,406-97.3% | $10,767-96.8% | $11,409-97.0% |