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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,773 | $107,666-6.4% | $102,184-1.4% | $154,746-34.9% |
| Participation rate | 73.9% | 83.7%-9.8pp | 82.6%-8.7pp | 80.7%-6.8pp |
| Annual return | 14.55% | 29.33%-14.8pp | 31.58%-17.0pp | 172.34%-157.8pp |
| Employer contribution / active EE | $3,832 | $3,846-0.4% | $3,594+6.6% | $4,379-12.5% |
| Participant deferral / active EE | $8,881 | $8,719+1.9% | $8,309+6.9% | $6,730+32.0% |
| Admin fee / account holder | $1,766 | $12,943-86.4% | $11,609-84.8% | $14,365-87.7% |