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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,773 | $100,970-0.2% | $96,576+4.3% | $137,256-26.6% |
| Participation rate | 73.9% | 82.6%-8.7pp | 81.4%-7.5pp | 80.0%-6.0pp |
| Annual return | 14.55% | 38.16%-23.6pp | 38.47%-23.9pp | 220.34%-205.8pp |
| Employer contribution / active EE | $3,832 | $3,809+0.6% | $3,553+7.9% | $4,156-7.8% |
| Participant deferral / active EE | $8,881 | $8,286+7.2% | $7,956+11.6% | $6,407+38.6% |
| Admin fee / account holder | $1,766 | $11,312-84.4% | $11,381-84.5% | $12,270-85.6% |