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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,489 | $108,942-21.5% | $100,415-14.9% | $145,897-41.4% |
| Participation rate | 65.2% | 83.0%-17.8pp | 81.5%-16.3pp | 80.3%-15.1pp |
| Annual return | 11.56% | 58.27%-46.7pp | 49.47%-37.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $3,472 | $4,422-21.5% | $3,943-12.0% | $4,663-25.5% |
| Participant deferral / active EE | $8,376 | $8,461-1.0% | $8,091+3.5% | $6,689+25.2% |
| Admin fee / account holder | $0 | $9,702-100.0% | $7,906-100.0% | $13,390-100.0% |