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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,975 | $148,582-38.1% | $135,942-32.3% | $139,456-34.0% |
| Participation rate | 57.1% | 83.9%-26.7pp | 81.9%-24.8pp | 80.3%-23.2pp |
| Annual return | 26.74% | 79.26%-52.5pp | 68.28%-41.5pp | 373.45%-346.7pp |
| Employer contribution / active EE | $4,441 | $5,245-15.3% | $4,858-8.6% | $4,753-6.6% |
| Participant deferral / active EE | $9,037 | $8,101+11.6% | $7,759+16.5% | $6,711+34.7% |
| Admin fee / account holder | $0 | $12,402-100.0% | $10,764-100.0% | $11,407-100.0% |