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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC1 year Service code 15 · EIN 11-3665754 | Recordkeeping | $15,676 |
Filed as: MERRILL LYNCH RETIREMENT & BENEFIT Service code 27 · EIN 13-5674085 | Advisory (Plan) | $7,511 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL RPCP Service code 27 · EIN 04-3046611 | Advisory (Plan) | $571 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,179 | $64,719-73.5% | $112,249-84.7% | $68,486-74.9% |
| Participation rate | 91.5% | 67.2%+24.3pp | 75.1%+16.4pp | 67.9%+23.6pp |
| Annual return | -18.37% | -11.40%-7.0pp | 27.48%-45.8pp | -7.85%-10.5pp |
| Employer contribution / active EE | $2,390 | $2,747-13.0% | $3,636-34.3% | $2,597-8.0% |
| Participant deferral / active EE | $3,321 | $3,565-6.8% | $4,729-29.8% | $4,028-17.5% |
| Admin fee / account holder | $166 | $5,232-96.8% | $6,412-97.4% | $5,404-96.9% |