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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,683 | $174,379+44.3% | $152,093+65.5% | $138,895+81.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 19.14% | 74.86%-55.7pp | 66.36%-47.2pp | 145.39%-126.3pp |
| Employer contribution / active EE | $11,676 | $4,652+151.0% | $4,175+179.7% | $4,194+178.4% |
| Participant deferral / active EE | $5,896 | $6,159-4.3% | $5,451+8.2% | $6,396-7.8% |
| Admin fee / account holder | $1,873 | $16,880-88.9% | $14,497-87.1% | $12,562-85.1% |