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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,179 | $100,073-63.8% | $85,126-57.5% | $145,877-75.2% |
| Participation rate | 93.3% | 74.1%+19.2pp | 67.5%+25.8pp | 80.3%+13.0pp |
| Annual return | 16.91% | 84.11%-67.2pp | 66.63%-49.7pp | 551.28%-534.4pp |
| Employer contribution / active EE | $11,287 | $3,236+248.7% | $2,731+313.2% | $4,663+142.1% |
| Participant deferral / active EE | $8,242 | $5,294+55.7% | $4,523+82.2% | $6,691+23.2% |
| Admin fee / account holder | $1,351 | $7,261-81.4% | $6,160-78.1% | $13,402-89.9% |