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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,815 | $96,388-77.4% | $80,627-72.9% | $139,466-84.4% |
| Participation rate | 88.9% | 73.6%+15.2pp | 67.0%+21.9pp | 80.3%+8.6pp |
| Annual return | 27.22% | 1352.08%-1324.9pp | 936.76%-909.5pp | 373.66%-346.4pp |
| Employer contribution / active EE | $8,143 | $3,260+149.8% | $2,723+199.1% | $4,754+71.3% |
| Participant deferral / active EE | $6,586 | $5,224+26.1% | $4,443+48.2% | $6,712-1.9% |
| Admin fee / account holder | $1,225 | $6,603-81.4% | $5,381-77.2% | $11,409-89.3% |