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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,191 | $99,995-12.8% | $85,063+2.5% | $145,978-40.3% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 15.85% | 83.99%-68.1pp | 66.54%-50.7pp | 550.52%-534.7pp |
| Employer contribution / active EE | $229 | $3,231-92.9% | $2,727-91.6% | $4,662-95.1% |
| Participant deferral / active EE | $26,750 | $5,295+405.2% | $4,523+491.5% | $6,690+299.9% |
| Admin fee / account holder | $665 | $7,255-90.8% | $6,155-89.2% | $13,400-95.0% |