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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,947 | $71,873-24.9% | $86,698-37.8% | $68,490-21.2% |
| Participation rate | 94.9% | 72.2%+22.7pp | 76.6%+18.3pp | 67.9%+27.0pp |
| Annual return | 1.39% | 3.54%-2.2pp | 35.96%-34.6pp | -7.85%+9.2pp |
| Employer contribution / active EE | $3,620 | $2,173+66.6% | $2,837+27.6% | $2,597+39.4% |
| Participant deferral / active EE | $7,936 | $3,779+110.0% | $4,656+70.4% | $4,028+97.0% |
| Admin fee / account holder | $5,287 | $6,110-13.5% | $7,492-29.4% | $5,403-2.1% |