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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,762 | $72,486-38.2% | $87,103-48.6% | $72,976-38.7% |
| Participation rate | 93.2% | 72.8%+20.4pp | 76.9%+16.3pp | 69.5%+23.7pp |
| Annual return | 21.27% | 24.46%-3.2pp | 28.19%-6.9pp | 81.02%-59.7pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,958 | $3,270+112.8% | $4,049+71.9% | $3,608+92.9% |
| Admin fee / account holder | $8,227 | $5,055+62.8% | $7,491+9.8% | $5,124+60.6% |