Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,298 | $64,729-74.8% | $112,263-85.5% | $68,490-76.2% |
| Participation rate | 29.5% | 67.2%-37.6pp | 75.1%-45.6pp | 67.9%-38.4pp |
| Annual return | -23.76% | -11.40%-12.4pp | 27.49%-51.2pp | -7.85%-15.9pp |
| Employer contribution / active EE | $764 | $2,746-72.2% | $3,636-79.0% | $2,597-70.6% |
| Participant deferral / active EE | $1,312 | $3,566-63.2% | $4,729-72.3% | $4,028-67.4% |
| Admin fee / account holder | $1,551 | $5,222-70.3% | $6,410-75.8% | $5,403-71.3% |