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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,249 | $64,359-51.4% | $90,161-65.3% | $70,126-55.4% |
| Participation rate | 72.8% | 70.4%+2.4pp | 76.9%-4.0pp | 69.5%+3.3pp |
| Annual return | 100.83% | 28.13%+72.7pp | 34.89%+65.9pp | 73.15%+27.7pp |
| Employer contribution / active EE | $3,288 | $2,046+60.7% | $3,318-0.9% | $2,343+40.3% |
| Participant deferral / active EE | $5,774 | $4,389+31.5% | $5,287+9.2% | $3,332+73.3% |
| Admin fee / account holder | $1,903 | $3,945-51.8% | $5,943-68.0% | $4,645-59.0% |