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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,750 | $124,980+103.8% | $108,359+135.1% | $154,746+64.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 10.91% | 45.00%-34.1pp | 36.89%-26.0pp | 172.34%-161.4pp |
| Employer contribution / active EE | $15,000 | $2,851+426.2% | $2,399+525.1% | $4,379+242.5% |
| Participant deferral / active EE | $11,748 | $4,743+147.7% | $4,137+184.0% | $6,730+74.6% |
| Admin fee / account holder | $2,611 | $11,502-77.3% | $9,741-73.2% | $14,365-81.8% |