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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,637 | $118,708-34.6% | $98,920-21.5% | $158,966-51.2% |
| Participation rate | 52.6% | 77.8%-25.2pp | 76.0%-23.4pp | 82.0%-29.3pp |
| Annual return | 17.32% | 372.49%-355.2pp | 196.47%-179.2pp | 302.95%-285.6pp |
| Employer contribution / active EE | $3,299 | $3,334-1.1% | $2,689+22.7% | $4,762-30.7% |
| Participant deferral / active EE | $3,111 | $5,089-38.9% | $4,245-26.7% | $5,983-48.0% |
| Admin fee / account holder | $0 | $10,134-100.0% | $6,643-100.0% | $11,250-100.0% |