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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,068 | $67,411+8.4% | $91,004-19.7% | $70,126+4.2% |
| Participation rate | 20.7% | 71.4%-50.7pp | 75.6%-54.9pp | 69.5%-48.9pp |
| Annual return | 16.91% | -40.16%+57.1pp | 4.60%+12.3pp | 73.15%-56.2pp |
| Employer contribution / active EE | $1,288 | $1,786-27.9% | $2,456-47.6% | $2,343-45.0% |
| Participant deferral / active EE | $1,509 | $2,823-46.6% | $3,548-57.5% | $3,332-54.7% |
| Admin fee / account holder | $0 | $4,236-100.0% | $5,417-100.0% | $4,645-100.0% |