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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,557 | $72,177-74.3% | $115,037-83.9% | $59,633-68.9% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -1.81% | 12.02%-13.8pp | 26.14%-28.0pp | 2041.40%-2043.2pp |
| Employer contribution / active EE | $3,363 | $2,841+18.4% | $4,608-27.0% | $2,203+52.7% |
| Participant deferral / active EE | $5,448 | $4,783+13.9% | $6,026-9.6% | $3,192+70.7% |
| Admin fee / account holder | $1,721 | $4,927-65.1% | $8,175-79.0% | $4,297-60.0% |