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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,700 | $89,367+25.0% | $141,191-20.9% | $72,975+53.1% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 16.79% | 111.87%-95.1pp | 71.41%-54.6pp | 81.01%-64.2pp |
| Employer contribution / active EE | $10,901 | $3,115+250.0% | $4,736+130.2% | $2,440+346.7% |
| Participant deferral / active EE | $3,917 | $5,419-27.7% | $6,710-41.6% | $3,608+8.6% |
| Admin fee / account holder | $39,720 | $5,957+566.8% | $10,264+287.0% | $5,124+675.2% |