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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,344 | $76,551+88.6% | $123,894+16.5% | $62,881+129.6% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.99% | 18.68%-13.7pp | 47.52%-42.5pp | 20.14%-15.2pp |
| Employer contribution / active EE | $14,367 | $2,882+398.4% | $4,617+211.2% | $2,281+529.9% |
| Participant deferral / active EE | $4,171 | $4,840-13.8% | $5,984-30.3% | $3,203+30.2% |
| Admin fee / account holder | $757 | $4,826-84.3% | $8,357-90.9% | $4,296-82.4% |