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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,395 | $147,556+62.9% | $129,031+86.3% | $198,609+21.0% |
| Participation rate | 100.0% | 77.2%+22.8pp | 73.4%+26.6pp | 82.4%+17.6pp |
| Annual return | 15.54% | 37.41%-21.9pp | 34.67%-19.1pp | 202.70%-187.2pp |
| Employer contribution / active EE | $26,081 | $3,645+615.6% | $3,226+708.5% | $5,055+415.9% |
| Participant deferral / active EE | $15,650 | $5,760+171.7% | $5,217+200.0% | $6,977+124.3% |
| Admin fee / account holder | $2,425 | $15,467-84.3% | $13,208-81.6% | $19,030-87.3% |