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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,395 | $108,882+120.8% | $96,754+148.5% | $154,746+55.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 15.54% | 98.39%-82.9pp | 82.04%-66.5pp | 172.34%-156.8pp |
| Employer contribution / active EE | $26,081 | $3,018+764.1% | $2,679+873.5% | $4,379+495.6% |
| Participant deferral / active EE | $15,650 | $5,323+194.0% | $4,758+228.9% | $6,730+132.5% |
| Admin fee / account holder | $2,425 | $10,200-76.2% | $8,905-72.8% | $14,365-83.1% |