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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,395 | $110,410-30.8% | $102,437-25.4% | $145,897-47.6% |
| Participation rate | 82.6% | 77.9%+4.7pp | 74.5%+8.1pp | 80.3%+2.3pp |
| Annual return | 21.42% | 24.85%-3.4pp | 24.95%-3.5pp | 552.29%-530.9pp |
| Employer contribution / active EE | $4,799 | $4,217+13.8% | $3,871+24.0% | $4,663+2.9% |
| Participant deferral / active EE | $8,903 | $5,622+58.4% | $5,060+75.9% | $6,689+33.1% |
| Admin fee / account holder | $4,210 | $9,745-56.8% | $8,388-49.8% | $13,390-68.6% |