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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1+ years Filed as: LPL FINANCIAL LLC - RPCP Service code 26 · EIN 04-3046611 | Advisory (Participants) | $1,698 |
Filed as: JOHN HANCOCK LIFE INSURANC COMPANY Service code 15 · EIN 01-0233346 | Recordkeeping | $198 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,866 | $63,442-75.0% | $68,794-76.9% | $66,930-76.3% |
| Participation rate | 63.7% | 60.0%+3.7pp | 69.0%-5.3pp | 69.8%-6.1pp |
| Annual return | 0.00% | -8.29%+8.3pp | -6.37%+6.4pp | 1.57%-1.6pp |
| Employer contribution / active EE | $2,468 | $1,775+39.0% | $2,656-7.1% | $2,545-3.0% |
| Participant deferral / active EE | $4,728 | $2,945+60.6% | $3,941+20.0% | $4,238+11.6% |
| Admin fee / account holder | $101 | $577-82.6% | $4,934-98.0% | $593-83.0% |