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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,980 | $176,077+29.5% | $159,455+43.0% | $167,518+36.1% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 16.54% | 331.83%-315.3pp | 263.63%-247.1pp | 478.71%-462.2pp |
| Employer contribution / active EE | $18,838 | $5,298+255.6% | $4,830+290.0% | $4,838+289.3% |
| Participant deferral / active EE | $24,673 | $7,751+218.3% | $7,353+235.5% | $6,342+289.0% |
| Admin fee / account holder | $890 | $12,556-92.9% | $10,800-91.8% | $12,312-92.8% |