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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,233 | $165,399+22.3% | $149,745+35.1% | $158,982+27.2% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 21.63% | 348.34%-326.7pp | 276.72%-255.1pp | 302.99%-281.4pp |
| Employer contribution / active EE | $17,385 | $5,105+240.6% | $4,646+274.2% | $4,763+265.0% |
| Participant deferral / active EE | $15,047 | $7,183+109.5% | $6,843+119.9% | $5,983+151.5% |
| Admin fee / account holder | $673 | $10,811-93.8% | $9,312-92.8% | $11,252-94.0% |