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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,905 | $94,436-36.6% | $115,599-48.2% | $82,637-27.5% |
| Participation rate | 80.8% | 70.4%+10.3pp | 74.3%+6.5pp | 68.1%+12.7pp |
| Annual return | 13.43% | 18.37%-4.9pp | 111.10%-97.7pp | 53.51%-40.1pp |
| Employer contribution / active EE | $2,397 | $2,324+3.2% | $2,955-18.9% | $2,552-6.1% |
| Participant deferral / active EE | $5,245 | $3,955+32.6% | $4,889+7.3% | $4,126+27.1% |
| Admin fee / account holder | $974 | $10,328-90.6% | $12,841-92.4% | $7,339-86.7% |