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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,647 | $61,660-56.8% | $80,022-66.7% | $64,173-58.5% |
| Participation rate | 45.2% | 71.7%-26.5pp | 75.8%-30.7pp | 69.6%-24.4pp |
| Annual return | -5.73% | -0.33%-5.4pp | 11.22%-16.9pp | 7.63%-13.4pp |
| Employer contribution / active EE | $796 | $1,810-56.0% | $2,468-67.7% | $2,381-66.6% |
| Participant deferral / active EE | $2,401 | $2,968-19.1% | $3,686-34.9% | $3,470-30.8% |
| Admin fee / account holder | $105 | $5,417-98.1% | $6,521-98.4% | $4,887-97.9% |