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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,035 | $96,419-50.2% | $80,648-40.4% | $139,487-65.6% |
| Participation rate | 85.7% | 73.6%+12.1pp | 67.0%+18.7pp | 80.3%+5.4pp |
| Annual return | 14.97% | 1352.86%-1337.9pp | 937.21%-922.2pp | 373.84%-358.9pp |
| Employer contribution / active EE | $4,286 | $3,261+31.4% | $2,724+57.4% | $4,755-9.9% |
| Participant deferral / active EE | $4,085 | $5,225-21.8% | $4,443-8.1% | $6,713-39.2% |
| Admin fee / account holder | $35,786 | $6,605+441.8% | $5,382+564.9% | $11,407+213.7% |