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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,781 | $114,130+12.0% | $96,192+32.8% | $167,553-23.7% |
| Participation rate | 60.0% | 75.1%-15.1pp | 68.4%-8.4pp | 82.1%-22.1pp |
| Annual return | 11.74% | 190.07%-178.3pp | 192.09%-180.3pp | 478.89%-467.2pp |
| Employer contribution / active EE | $5,000 | $3,431+45.7% | $2,799+78.6% | $4,840+3.3% |
| Participant deferral / active EE | $5,382 | $5,198+3.5% | $4,351+23.7% | $6,343-15.2% |
| Admin fee / account holder | $26 | $6,901-99.6% | $5,539-99.5% | $12,316-99.8% |