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| Provider | Service type | Compensation |
|---|---|---|
HUMAN INTEREST ADVISOR LLC2 years Service code 13 · EIN 47-4307706 300 MONTGOMERY ST. SUITE 350 · SAN FRANCISCO, CA 94101 | Contract Administrator | $14,629 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,860 | $77,962-63.0% | $178,540-83.8% | $80,935-64.3% |
| Participation rate | 85.9% | 65.7%+20.3pp | 77.1%+8.8pp | 67.7%+18.3pp |
| Annual return | 15.74% | 18.10%-2.4pp | 27.15%-11.4pp | 35.66%-19.9pp |
| Employer contribution / active EE | $0 | $2,280-100.0% | $3,953-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $10,363 | $4,404+135.3% | $6,281+65.0% | $4,299+141.0% |
| Admin fee / account holder | $125 | $7,156-98.3% | $10,424-98.8% | $6,924-98.2% |