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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,703 | $79,449-75.2% | $189,597-89.6% | $85,851-77.0% |
| Participation rate | 85.7% | 66.0%+19.7pp | 78.4%+7.3pp | 69.3%+16.4pp |
| Annual return | 23.05% | 18.45%+4.6pp | 64.20%-41.2pp | 318.63%-295.6pp |
| Employer contribution / active EE | $0 | $2,081-100.0% | $4,412-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $7,959 | $4,051+96.5% | $6,174+28.9% | $3,952+101.4% |
| Admin fee / account holder | $2,926 | $5,377-45.6% | $9,807-70.2% | $6,261-53.3% |