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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,339 | $142,409-85.7% | $119,634-83.0% | $134,545-84.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -20.50% | -12.46%-8.0pp | -14.98%-5.5pp | 418.37%-438.9pp |
| Employer contribution / active EE | $3,719 | $5,224-28.8% | $4,232-12.1% | $4,742-21.6% |
| Participant deferral / active EE | $6,065 | $6,468-6.2% | $5,601+8.3% | $6,401-5.3% |
| Admin fee / account holder | $1,004 | $13,594-92.6% | $10,329-90.3% | $11,431-91.2% |