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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,142 | $176,786-90.3% | $146,643-88.3% | $167,536-89.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 10.76% | 24.04%-13.3pp | 22.75%-12.0pp | 478.82%-468.1pp |
| Employer contribution / active EE | $2,316 | $5,161-55.1% | $4,137-44.0% | $4,839-52.1% |
| Participant deferral / active EE | $5,352 | $6,440-16.9% | $5,506-2.8% | $6,342-15.6% |
| Admin fee / account holder | $820 | $13,262-93.8% | $10,280-92.0% | $12,315-93.3% |