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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,420 | $209,428-60.2% | $178,498-53.3% | $158,950-47.5% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 12.44% | 188.78%-176.3pp | 151.09%-138.7pp | 302.91%-290.5pp |
| Employer contribution / active EE | $1,331 | $5,707-76.7% | $5,011-73.4% | $4,762-72.0% |
| Participant deferral / active EE | $2,813 | $5,955-52.8% | $5,202-45.9% | $5,983-53.0% |
| Admin fee / account holder | $2,792 | $17,077-83.7% | $13,985-80.0% | $11,248-75.2% |