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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,897 | $93,598+4.6% | $135,974-28.0% | $75,173+30.2% |
| Participation rate | 93.2% | 75.2%+18.0pp | 81.9%+11.3pp | 67.2%+26.0pp |
| Annual return | 20.40% | 30.89%-10.5pp | 68.30%-47.9pp | 160.72%-140.3pp |
| Employer contribution / active EE | $6,268 | $3,538+77.2% | $4,859+29.0% | $2,671+134.7% |
| Participant deferral / active EE | $8,727 | $6,405+36.2% | $7,760+12.5% | $4,126+111.5% |
| Admin fee / account holder | $7,246 | $6,978+3.8% | $10,767-32.7% | $5,651+28.2% |