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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,368 | $82,674-5.2% | $125,381-37.5% | $68,486+14.4% |
| Participation rate | 79.1% | 75.1%+4.0pp | 82.4%-3.3pp | 67.9%+11.2pp |
| Annual return | -20.89% | -5.97%-14.9pp | 572.31%-593.2pp | -7.85%-13.0pp |
| Employer contribution / active EE | $5,646 | $3,382+67.0% | $4,815+17.3% | $2,597+117.5% |
| Participant deferral / active EE | $7,590 | $6,111+24.2% | $7,448+1.9% | $4,028+88.5% |
| Admin fee / account holder | $5,325 | $6,277-15.2% | $10,007-46.8% | $5,404-1.5% |