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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,824 | $175,231+5.5% | $149,696+23.5% | $139,466+32.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 23.41% | 166.77%-143.4pp | 134.46%-111.0pp | 373.66%-350.3pp |
| Employer contribution / active EE | $7,043 | $5,478+28.6% | $4,821+46.1% | $4,754+48.1% |
| Participant deferral / active EE | $12,605 | $6,521+93.3% | $5,682+121.8% | $6,712+87.8% |
| Admin fee / account holder | $946 | $16,155-94.1% | $13,212-92.8% | $11,409-91.7% |