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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,692 | $198,457+22.3% | $170,435+42.4% | $147,586+64.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 18.32% | 257.30%-239.0pp | 205.94%-187.6pp | 578.59%-560.3pp |
| Employer contribution / active EE | $11,148 | $6,183+80.3% | $5,432+105.2% | $4,876+128.6% |
| Participant deferral / active EE | $20,248 | $5,629+259.7% | $4,939+309.9% | $5,439+272.3% |
| Admin fee / account holder | $315 | $16,852-98.1% | $13,881-97.7% | $10,886-97.1% |